Residencia - Applying For Residency In Spain Expat Tips December 16, 2019. 5. Moving to another country takes a lot of organising and unfortunately, even once you’ve made the move, the … How to Apply for Permanent Residency in Spain 2020, There are three steps to the residency application process. If your country of origin requires you to get a tourist visa to enter Spain, then you 100% need to contract this type of insurance. Once the transition period begins, those who were resident in Spain prior to 31 December 2020, will be able to replace their existing ID with a definitive residence document, which will be a foreigners identity card or ‘third-country’ ID card commonly referred to as a TIE (Tarjeta de Identificación de Extranjeros). That your health insurance must still be valid for the time the extension lasts. You need a complete package, covering hospitalizations or any kind of medical transportation. You’ve got to sort out a bank account, get an NIE number, register with a doctor and get your children into school (if you have any), the list goes on. The British Embassy in Spain clarified this in a recent post on their Facebook page. Which residence permits and visas require health insurance for its application? It is widely spread that Spain has one of the best healthcare systems in the world. The indicators are IPREM (Indicador Público de Rentas de Efectos Múltiples) Visit http://www.iprem.com.es for further information. On the other hand, if you are staying for the long-run (over 90 days), then you’ll need to hire a private health insurance contract, no matter if you are from the EU or not. Dental service included; 100% refund for authorised dentists and 80% for unaffiliated dentists. There are two ways to obtain health insurance, either by accessing social security or by contracting private health insurance. ... Health insurance for expats in Spain. As a general rule, yes. If you have been in Spain for less than 5 years, the new TIE will be valid for five years. To get this, you have to be entered into the Central Register for Foreign Nationals or Registro Central de Extranjeros. Health insurance for expats in Spain… There are Medical Insurance Policies that only insure you for treatment in the Province you reside in. In this article we will analyze all the important considerations when choosing health insurance as a foreigner in Spain. But if you still have doubts or need personalized assistance from our immigration lawyers, do not hesitate to contact us. One thing that really stands out when you first move to Spain is just how many police officers there are on the streets. If you want to find out a more precise figure, the British Embassy recommends that you contact your local extranjeria foreigners department to find out. Residencia (registration as a non-resident) needs to be renewed regularly. You are instantly hit by a blast of hot air reminding just how warm the... https://sede.administracionespublicas.gob.es/mercurio/inicioMercurio.html, http://www.seg-social.es/wps/portal/wss/internet/Pensionistas/Revalorizacion/30434?changeLanguage=es, Registering As Self Employed Autonomo In Spain, UK And Spanish Benefits In Spain For Expats, Gibraltar’s Border With Spain Still In Doubt Despite Brexit Breakthrough. You can find those here. If you have been in Spain for more than five years, its validity will be 10 years. Which conditions should my medical insurance contract meet in order to get residency Spain? We have seen a steady stream of people who get refused because of this restriction and ask us to provide a policy insuring them for all of Spain. Indeed, that is a crucial requirement when it comes to getting your application accepted. There is a lot of incorrect information on the web on how much is required and this probably comes from the fact that there is no actual set amount. There are many English-speaking companies that sell Expat Health Insurance. Throughout all the articles in this website we’ve covered the application procedure for the main visas and permits in Spain. Ask your insurance company for a letter stating these requirements. In order to enter Spain as a tourist, being covered by a health insurance contract is required. If you have been in Spain for less than 5 years, the new TIE will be valid for. With Private Health Insurance in English, you will obtain access to private healthcare professionals and facilities plus treatments not available on the public health service in Spain. We'll assume you're ok with this, but you can opt-out if you wish. From how the Spanish health care system works to the specifics of all the private options. A health insurance for foreigners resident in Spain with freedom of choice and non-cancellation commitment. If you live here in Spain, you need to be aware of a dangerous and often deadly critter known as the Pine Processionary Caterpillar (Thaumetopoea... Christmas is, for many of us, one of the most magical times of the year. ¡Suscríbete a nuestra newsletter! It is crucial to understand that your health insurance contract is tied to your residency card. From July 6, 2020, all new residency documents will be in the form of the new TIE card. Do illegal migrants have the right to benefit from basic healthcare help in Spain? Basically, we are talking about a tourist or travel insurance contact, which is designed for this sole purpose. And that will vastly depend on the type of residence permit you are trying to obtain. The blue EHIC (European Health Insurance Card) will not be accepted as this is just for tourists. Health insurance for residencia. One example is getting permanent residency in Spain or ‘Residencia’. This basically means that you don’t have to pay every time you go to the doctor or hospital. Further information on acquiring Spanish residency can be found via the UK government website at https://www.gov.uk/guidance/residency-requirements-in-spain. Which are the possible status of your citizenship application? The Seguridad Social page suggests that a minimum of around €800 per month per couple should be enough. Further info on becoming self-employed in Spain can be found here. The IPREM page suggests that €537,84 per month for each individual should be enough, but the figure could well be higher. The law doesn’t explicitly require you to do so. Should you get health insurance as a tourist in Spain? In your language Personal and professional assistance in your language. Posted: Fri Sep 14, 2018 5:35pm. Hire a gestor to complete the application for you. Required fields are marked *. Health insurance for your residence permit. And it does so in exchange of a monthly fee. That is why many immigration procedures require expats who will start living in the country to contract private health insurance. Residencia Suitable health insurance for"Residencia" After you obtain your Spanish residency card, you can register at the Spanish social security to finally have a Spanish health card. Please refer to your local town for further information regarding de-registering procedures. So, with the aim to answer this question, in the vast majority of the cases yes, you’ll need medical insurance to live in Spain. Non-Pensioners: You need private insurance with full coverage in Spain and no co-payment. All of our policies come ready with Spanish language documents, which is the standard requirement for the authorities in Spain and consulates around the world. Also with the previous EU Residence Card, foreigners NIE numbers had to be applied for separately. If so we have a range of plans to choose from, starting with our top selling product, the Mas Salud plan. 16 Sep 2018. As we will see in a second, there are specific requirements your contract must meet for your residence permit application to be valid. | Subscribe to our newsletter! What happens to my residency status if I want to leave Spain at any point? Contracts can be processed on-line and we don’t require you to visit us. Form 790 can be obtained from the foreigner's department of your local police station or here. Many companies and many offerings. The Citizens Advice Bureau in Spain suggests the following. The first thing to consider is that your health insurance must be private and can be equated to the offerings of the Spanish public healthcare system. Furthermore, it must to cover hospitalization in case of emergency or repatriation in case of medical need or decease. The future rights of British citizens living in Spain has been on hold due to the Brexit referendum, however as the UK officially left the EU on 31 January 2020, the Spanish residency process has now become somewhat clearer. Hence, our advice is that you contract a complete one. And although it can be... What ‘Swallows’ And Second Homeowners In Spain Need To Know About Travel Post-Brexit. https://www.healthplanspain.com/blog/expat-tips/1016-brexit-how-to-prove-you-are-resident-in-spain.html. Additionally, when you have your appointment for your Residencia, you will need you the following: Not only will you need to hire one, but also you must make sure that it meets certain criteria. They have this right for a period of 90 days. It’s a time when families come together to celebrate, exchange gifts and... Spain Public Holidays 2021 (Official List). You can compare private health insurance providers in Spain and get free health insurance quotes. Proving That You Have Been Resident In Spain. International health insurance from AXA gives you the confidence that you’re covered in Spain and around the world. 6. These are:-. Because of this, many people are concerned about the consequences of not getting their residency certificate prior to the December 31 deadline. And here is where all the questions arise. Your plane lands, the doors open and you make your way down the stairs. That insurance company must be certified to operate in the Spanish territory. The answer depends on the amount of time you are going to spend in the country and your country of origin. Spanish Citizenship File “En Estudio”. 4. HealthPlan is authorised and regulated by the Direccion General de Seguros y Fondos y Pensiones No. In addition to this, you can also use the following tools: Acierto.com (in Spanish) and Rastreator.com (in Spanish). This insurance must be valid throughout the whole European Union. At Sanitas we provide expat health insurance a professional service in a language you understand. Also, if you are applying for residency in Spain, you may also require private medical insurance. The police will check on their computer that you are registered on the Spanish Social Security health care system, Seguridad Social. Tourist health insurance In those cases in which you enter Spain as a tourist, staying less than 90 days, you may be required to get a travel insurance contract. Once you have been resident for five years or more, you are eligible to apply for a certificate of permanent residence or Residente Permanente. We have enough money in our Spanish Bank Account, Private Health insurance, NIE and Padrón and pay local taxes for property/cars/ IBI in Spain. Which are, then, the basic features the immigration office will require? The British Embassy in Spain recently sought to clarify the situation via their Facebook page and clear up what has become an ambiguous question from those seeking to become full-time residents in Spain. All the forms mentioned above can be download from the following address. I know it is a huge mental leap for an American to think the cost of Medical Insurance for Spain or Health Insurance, as something you can afford out-of-pocket. According to the Seguridad Social page and looking at comments from other British nationals on the British Embassy page, some have been asked to prove a pension income of €12,000 per annum for a couple and around €9,000 per annum for an individual. In that sense, the contract with the insuring company must be valid throughout the whole validity of your permit. Then, of course, if you already benefit from public healthcare in Spain, there’s no need to contract a private insurance for your immigration procedure. In those cases you will be already contributing on a monthly basis to the Social Security, hence can benefit from the Public Healthcare System in Spain. We will explore all the requirements your contract must have in order to be valid, go over the different visas and permits that require one, and much more. What Does it Mean? Both documents will be valid and demonstrate to the Spanish authorities your residency status and rights under the Withdrawal Agreement. You will need to go to the following page https://sede.administracionespublicas.gob.es/icpplus/index.html and select your region. DKV wants you to take care of your health. Private health insurance in Spain means you can choose which doctors you want to see and what facilities you wish to go to. What Changes For Brits Travelling To The EU After December 31? If you are under pensionable age you will need to show proof of a private health insurance policy (without excesses), which we at Health Plan Spain can provide you with. All foreigners and citizens have a right to be served for emergency or urgent treatment in Spanish hospitals, no matter your insurance coverage or whether or not you have a general practitioner. With the Brexit transition period soon to end on December 31, it is important to know how British travellers to the EU will be affected. Many foreigners in Spain don’t bother applying for this, but the Spanish law says that if you have lived in Spain for more than three months (90 days) and plan on living in the country for more than 183 days per year, you have to apply for permanent Spanish residency. Your email address will not be published. Private health insurance in Spain often means jumping the queue and getting immediate operations rather than waiting. It has also been suggested that one of the quickest ways of getting residencia and bypassing any problems on income levels is to register as self-employed autonomo. If you decide to leave Spain, you should de-register by requesting ‘Baja por residencia’. Permanent healthcare and medical cover in Spain. These will replace the existing A4 green residency certificates, permits and cards. But now they have access for a 90 days to full services. Tourist or travel insurances won’t work for your residency application. To do this, you will need and digital signature which you can obtain here https://firmaelectronica.gob.es/, Once you have a digital signature, you will need to:-. Once approved, you will need to visit the National Police station to provide them with your fingerprints and a photo. The only answers I ever seem to get are vague and non -committal. If you need help finding the best option, our team will analyze your personal situation and offer the best solution: There are, basically, three different types of medical insurances in the Spanish territory: We will now analyze each of them carefully so you can understand the main differences. These are things that we know we have to do, but what about the things we are unsure of? So our advice would be to get one and legally protect yourself against a possible entry rejection. The age you join is the age you stay. Being registered on your Town Hall's Padron (Empadronamiento) is not a strict requirement, however, it is advisable to present proof of this along with other documents when applying as you may be asked for it. I accept the privacy policies of this site. They just need a European Health Insurance Card (EHIC). Refund of medication up to 1,000 EUR/year. Health insurance is nothing more than a contract in which the insurer pays all the medical and health expenses the insured may have during one year. Many people are concerned as to whether they will lose their residency rights and status under the Withdrawal Agreement if they are away from Spain for a period of time. So no matter how often you travel, and no matter how long you stay in each country, we’ll be there to help you whenever you need us. And what happens if you wish to renew your student visa to extend your stay in Spain? In order to obtain residencia in Spain, you will need to have a sufficient level of income and indicate that you will not become a financial burden to the state. This website uses cookies to improve your experience. People on private pensions may have to take private insurance. Once your application has been approved by the immigration office, you will need to apply for your TIE biometric card with the National Police. BLOGWHAT WE DOWHO WE AREIMMIGRATION FAQ’SCONTACT USCOOKIE POLICYPRIVACY POLICY, Most read:Cost of living in SpainTop 10 things about SpainPros & cons of living in BarcelonaHealth insurance for expats. Health Insurance Spain. We are the Premier Agency specializing in affordable medical & health insurance coverage for expats living in Spain. Invest in your health with ASSSA Enjoy the peace of mind offered by our exclusive guarantees and our unique expat service: […] This all certifies that you are resident in Spain. Expat Health Insurance in Spain The benefits of our experience in serving the expat community together with the best doctors, best technology and personal service in your language are available whenever you need them. Get legal assistance with your insurance contract, Spain has one of the best healthcare systems in the world, it can be one of the reasons that can deny your entry to the country, They have this right for a period of 90 days, Fees for your Immigration Procedure in Spain, Administrative Silence (“Silencio Administrativo”) in Spain: Meaning and Types. Because Spain’s health insurance system is considered universal, there are no citizens or long-term residents without access to emergency health care. To do this you must apply online at the following address, https://sede.administracionespublicas.gob.es/icpplus/index.html. New Products and Services for 2020. Included on this new Resident Certificate/TIE is the date of registration, the holder's name, address, nationality and NIE number - Nùmero de Identificaciòn de Extranjero (tax identification number for foreigners). However, it is important to note that if you already have a green residency certificate (A4 size or credit card size), it is not compulsory to change this to the new TIE card. Private health insurance may also cover the gap between the subsidised portion of prescriptions and hospitalisation and the portion paid by the patient. Residence Permit as a Family Member of an EU Citizen. Yes. In that sense, we find the following distinction: If you are going to spend just 3 months in the country, then you just need travel insurance. If you are have been legally resident in Spain for less than five years, your residency status MAY be affected if you are absent from the country for six months or more than one year at a time. If you a purchased a bundled one together with your family, individual prices will be reduced drastically. Must it cover all pre-existing conditions or not. Share on: Facebook Twitter Whatsapp Email. Prices will vary according to the company and specially to the age of the insured individual. Because your family needs real insurance coverage. Health Insurance for Spanish Residency Coverages Because you are important to us, your Health Insurance for Spanish Residency will cover the most important aspects of your life as a result of the best medical panel and most comprehensive network of services. Organising your EHIC (European Health Insurance Card) before you leave your home country is essential unless you want to pay as you go for any medical treatment in Spain. You will then need to collect your TIE card from the National Police station, Submit your application and documentation online using your digital signature (, Submit your application in person at the immigration office. Guaranteed for life Contractual guarantee of no policy cancellation due to age, illness or high usage.. No premium increase due to age. For example, when it comes to renewing your investor visa, at the moment of accepting your rental application, the UGE will check that your insurance contract has been valid for the past year and will also be for the upcoming one. With your Health Insurance for Spanish Residency enjoy all the coverage your family requires and more; assistance in primary medicine, specialists, and diagnostic means, as well as in emergency departments and hospitalization. C0320 - 22395 / Legal / Don’t assume that they assume your health insurance is for residencia. It is not uncommon for UK nationals to be asked to demonstrate different levels of income depending on which region they are looking to reside in. This would make sense as you would have to automatically pay around €275.00 per month which covers your social security benefits. Rambla de Catalunya 124, 08008, Barcelona (Spain). However, you need to make sure that you retain as much documentation as you can in order to provide proof (if required) that you have been resident here. Assisting expats throughout the world to obtain medical health insurance cover in Spain and abroad, underwritten by BUPA. That is why our health insurance gives you what you need: a comprehensive medical directory so that you can choose the most appropriate specialist for you, clinics and hospital close to you, dental insurance with big discounts and free young ones, among many other coverages. This means that the health insurance should replicate the Spanish healthcare system. It is advisable to take your work contract or registration with Social Security. We’ve covered so far everything you need to know when it comes to insurance contracts for immigration procedures in Spain. Which form you are issued with, may depend on where you are in the country and at what stage in the transition period you register. Once you have been a permanent resident in Spain for five years or more, the Withdrawal Agreement specifies that you will only lose your status as a resident in Spain if you are away for more than five consecutive years. So, what should you take into consideration when choosing one? Nevertheless, in case you actually need one, you will find different options. In those cases in which you enter Spain as a tourist, staying less than 90 days, you may be required to get a travel insurance contract. One way or another, these forms must state that you have healthcare in Spain. Valid for Spanish Residency. Trámite documentación nacionales terceros países familiares de nacionales del Reino Unido (Brexit), There are some regions where this option is not available. It is important to tell your insurer this so that they quote the right product. There are now just 79 days left before the transition period comes to an end and the whole Brexit debacle draws to a close. You may also need to complete form 790 which you will need to be signed by your bank. We have explored those situations in which it is required to get your contract, but when it is not required? When do you NOT need private health insurance in Spain? Your health insurance is a really important part of your residence permit application, so make sure to pay attention to what comes next! However, the authorities prefer to see a regular income rather than a lump sum, which gives them the assurance that you will not be dependent on the state. Facilities are usually more comfortable and private if you have private health insurance in Spain. Your health insurance must cover all those types of visits, no matter their nature. Should they hire a tourist insurance contract? Under EU and Spanish law, there is no set amount that you must have deposited in your bank account. Prices are not that high in comparison to other western countries. The two pages above should give you a good idea of how much is required as proof of income. Would you like to be updated with the latest immigration news and other useful tips for you? To submit your initial application, you have three options. 1 reply 83 views 2 members subscribed .